IBPS PO Recruitment 2025-26: Comprehensive Guide to CRP PO/MT-XV Notification

The Institute of Banking Personnel Selection (IBPS) has released the official notification for CRP PO/MT-XV, inviting applications for the recruitment of Probationary Officers (PO) and Management Trainees (MT) in participating public sector banks for the vacancies of 2026–27. We bring you this in-depth guide with eligibility details, important dates, the application process, the exam pattern, and the selection procedure so you don’t miss anything crucial.

Important Dates for IBPS PO 2025-26 Recruitment

• Online Registration & Application Editing: 01.07.2025–21.07.2025
• Payment of Application Fees: 01.07.2025–21.07.2025
• Pre-Exam Training: August 2025
• Preliminary Exam Call Letters: August 2025
• Preliminary Exam: August 2025
• Prelims Result: September 2025
• Main Exam Call Letters: September/October 2025
• Main Examination: October 2025
• Main Exam Result: November 2025
• Personality Test: November/December 2025
• Interviews: December 2025/January 2026
• Provisional Allotment: January/February 2026

Participating Banks in IBPS PO 2025

• Bank of Baroda
• Bank of India
• Bank of Maharashtra
• Canara Bank
• Central Bank of India
• Indian Bank
• Indian Overseas Bank
• Punjab National Bank
• Punjab & Sind Bank
• UCO Bank
• Union Bank of India

These banks will recruit via the common recruitment process (CRP).

IBPS PO 2025-26 Eligibility Criteria

Nationality/Citizenship

Candidates must be

• A citizen of India, or
• A subject of Nepal or Bhutan, or
• A Tibetan refugee (before 1 January 1962) intending to settle in India permanently, or
• A person of Indian origin migrated from specified countries with an eligibility certificate from the Government of India.

Age Limit (as on 01.07.2025)

• Minimum: 20 years
• Maximum: 30 years
• Relaxations:
  • SC/ST: 5 years
  • OBC (Non-Creamy Layer): 3 years
  • PwBD: 10 years
  • Ex-Servicemen/Commissioned Officers: 5 years

Educational Qualification (as on 21.07.2025)

• Graduation degree in any discipline from a recognized university.
• Must possess a valid mark sheet/degree certificate at the time of registration.
• Must specify percentage (converted from CGPA if necessary).

Reservation for Economically Weaker Section (EWS)

• Annual family income below ₹8 lakh.
• Exclusions: owning specified assets like large landholdings or high-value residential properties.
• • An Income & Asset Certificate in the prescribed format is mandatory at verification.

Reservation for Persons with Benchmark Disabilities (PwBD)

Identified categories:

• Visual Impairment (VI)
• Hearing Impairment (HI)
• Locomotor Disability/Orthopedic Disability (LD/OC)
• Intellectual Disability (ID)
• Multiple Disabilities (combination of the above)

Candidates must have at least 40% disability (as certified) to avail reservation.

Compensation and Pay Scale

• Basic Pay: ₹ 48,480–85,920
• Additional allowances and perks as per bank rules.

Application Fees

• SC/ST/PwBD: ₹175 (inclusive of GST)
• Others: ₹850 (inclusive of GST)
• Mode of Payment: Online only

Structure of Examination

1. Preliminary Examination

Test No. of Questions Max Marks Duration English Language 303020 mins Quantitative Aptitude: 353520 mins Reasoning Ability: 353520 mins

• Total: 100 Questions, 100 Marks, 60 Minutes
• Penalty: 0.25 marks for each wrong answer.
• Medium: English/Hindi (except English Language).

2. Main Examination

Test Questions Max Marks Duration Reasoning: 406050 mins General/Economy/Banking Awareness 355025 mins English Language 354040 mins Data Analysis & Interpretation 355045 mins Descriptive (Essay & Letter Writing) 22530 mins

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• Total: 200+25 marks, 160+30 minutes.
• Penalty: 0.25 marks for each wrong answer in objective tests.
• Medium: English/Hindi (except Descriptive and English sections).

3. Personality Test (Mandatory)

• Non-qualifying self-report to be presented to the interview panel.
• Must be attended for interview eligibility.

4. Interview

• Conducted by participating banks and nodal banks.
• Marks: 100 (minimum qualifying: 40%, 35% for SC/ST/OBC/PwBD).
• Weightage: Main Exam 80% + Interview 20%.
• Final merit list based on combined scores.

Provisional Allotment

• Based on final merit and preferences.
• Subject to verification of eligibility.
• Candidates can be posted anywhere in India or even abroad.
• • A reserve list may be kept (about 20% of vacancies).

How to Apply for IBPS PO 2025-26

1. Visit www.ibps.in.
2. Click “CRP PO/MT” → “Apply Online for CRP-PO/MT-XV.”
3. Register with basic details and receive a Provisional Registration Number and Password.
4. Upload:
   • Photograph
   • Signature
   • Left Thumb Impression
   • Handwritten Declaration
   • Certificate for scribe (if applicable)
5. Pay fees via debit/credit card, net banking, UPI, or wallets.
6. Submit and save the e-receipt and application form.

Documents Required for Interview

• Interview Call Letter
• Online Application Printout
• Proof of DOB
• Photo ID Proof
• Graduation Marksheets/Certificates
• Caste/EWS/PwBD Certificates (if applicable)
• No Objection Certificate (for Govt/PSU employees)
• Ex-servicemen: Service/Discharge book

Key Instructions

• No change in application data after final submission.
• Admit cards are mandatory for exam entry.
• Biometric and Aadhaar verification may be done.
• Follow all instructions carefully to avoid disqualification.

Detailed IBPS PO 2025-26 Selection Process: Step-by-Step

Online Preliminary Examination

• The first gateway is the Prelims exam, consisting of three timed sections.
• Candidates must clear sectional cut-offs as well as the overall cut-off.
• Marks scored in the Prelims are qualifying only; they are not counted for final merit.
• Successful candidates progress to the Mains exam.

Online Main Examination

• More complex and comprehensive.
• Includes both Objective and Descriptive papers.
• Objective paper tests reasoning, banking awareness, English language, and data interpretation.
• Descriptive paper requires writing an essay and letter to test communication and analytical ability.
• Descriptive answers may be auto-scored using validated AI systems.
• Marks scored here are crucial for final merit ranking.

Personality Test (Self-Report Profile)

• Mandatory non-scoring step before interview.
• Candidates complete a self-assessment questionnaire evaluating their own behavioural traits.
• Helps interview panel understand personality attributes for the banking role.

Interview Process

• Conducted face-to-face at designated centres.
• Panel comprises senior bank officials.
• Tests communication skills, domain knowledge, problem-solving, and suitability for banking service.
• Adherence to formal dress code and polite professional behaviour is essential.
• Final selection combines Main Exam (80%) + Interview (20%) scores.

Provisional Allotment

• Based on combined merit and candidate preferences.
• Allocation to any of the Participating Banks.
• Candidates may be posted anywhere in India or overseas depending on bank policy.
• Reserve lists maintained (~20% of vacancies) but no guarantee of appointment if vacancies don’t arise.

IBPS PO 2025-26 Cut-Offs and Score Normalisation

• IBPS uses the equi-percentile method to normalise scores across multiple sessions.
• Sectional and overall cut-offs applied at each stage.
• Mains exam cut-offs critical for progressing to interview.
• Scores displayed up to two decimal places for precision.
• Final merit list considers only Main + Interview marks.

IBPS PO 2025-26 Pre-Examination Training (PET)

• Offered free of cost (except travel/boarding expenses) to SC, ST, OBC, and Minority community candidates.
• Conducted online.
• Includes practice tests, exam strategy sessions, doubt clearing.
• Aims to level the playing field and ensure equitable access to preparation resources.
• Opt-in during online application process.

Key Advantages of an IBPS PO Job

• Attractive Salary with allowances (HRA, DA, medical, travel).
• Stability with public sector employment.
• Structured career growth through internal exams.
• National Transferability offering exposure to diverse geographies.
• Opportunity to serve society through financial inclusion.
• Access to exclusive staff loans and pension schemes.

Documents Checklist for Interview

Call Letters (Prelims, Mains, Interview)
Valid Photo ID (Aadhaar/Passport/Voter ID etc.)
Birth Certificate or 10th Certificate
Graduation Degree/Mark-sheets
Category Certificates (SC/ST/OBC/EWS/PwBD)
Income & Asset Certificate (EWS)
Disability Certificate (if applicable)
No Objection Certificate (Govt/PSU employees)
Ex-Servicemen’s Service Book/Discharge Certificate
Scribe Certificate (if used)

Missing any of these can result in disqualification.

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IBPS PO 2025-26 Exam Centres

• Centres available across all states and UTs.
• Candidate’s choice taken during registration but IBPS may allocate any centre for administrative reasons.
• No change of centre request is entertained.
• Candidates must travel at own risk and expense.
• Misbehaviour at centres can lead to permanent disqualification.

Tips to Crack IBPS PO 2025-26 Exam

Start preparation early.
Master sectional timing strategy.
Practice with previous years’ papers.
Take full-length mock tests regularly.
Improve writing skills for Descriptive Paper.
Brush up on banking awareness with RBI circulars.
Work on communication skills for interview.
Maintain a professional appearance and attitude.

Important Official Links

• IBPS Official Website: www.ibps.in
• Apply Online Link: Will be activated on 01.07.2025

Frequently Asked Questions

Notification Pdf Click Here

Apply Link Click Here

Official Website Click Here

Conclusion

The IBPS PO Recruitment 2025-26 offers an excellent opportunity for graduates across India to secure a prestigious and rewarding career in the banking sector. With a transparent selection process, attractive salary structure, and wide-ranging benefits, the role of a probationary officer remains highly coveted. Candidates should approach preparation with a clear strategy, disciplined study plan, and awareness of all official guidelines to maximize their chances of success. Stay updated with IBPS notifications, follow the application process carefully, and ensure all eligibility criteria are met to make your dream of joining a leading public sector bank a reality.