Bank of Baroda Local Bank Officer Recruitment 2025 – Full Guide

Bank of Baroda (BOB), one of India’s largest and most trusted public sector banks, has announced a golden career opportunity for experienced banking professionals through the Local Bank Officer Recruitment 2025. With 2,500 vacancies across multiple states, this recruitment drive opens doors for those aspiring to grow within India’s vibrant banking ecosystem.

Overview of Bank of Baroda Local Bank Officer Recruitment

The recruitment is for the position of Local Bank Officer (JMG/S-I), a regular full-time role. Selected candidates will be posted in their respective states and are expected to serve a minimum of 3 years in the assigned region.

Key Dates:

• Online Application Start Date: 4th July 2025
• Last Date to Apply: 24th July 2025

Eligibility Criteria

Educational Qualification

• A Graduate degree in any discipline from a recognized university or institute is mandatory.
• Candidates with professional qualifications like CA, Cost Accountant, Engineering, or Medical degrees are also eligible.

Experience Requirements

• Minimum 1 year post-qualification experience as an Officer in any Scheduled Commercial Bank or Regional Rural Bank (as listed in the RBI’s Second Schedule).
• NBFCs, cooperative banks, fintechs, payment banks, and small finance banks experience will not be considered.

Language Proficiency

• Applicants must be proficient in the local language of the state they’re applying for—reading, writing, speaking, and understanding are mandatory.

State-Wise Vacancy Distribution

State Total Vacancies Gujarat 1,160, Karnataka 450 Maharashtra 485, Kerala 50, Tamil Nadu 60, Punjab 50, Odisha 60, Others Remaining 185

Note: Reservation policies and relaxation in the upper age limit apply as per government norms.

Selection Process Breakdown

The selection process involves multiple stages, ensuring only the most competent candidates are selected:

1. Online Test (Objective)

Duration: 120 Minutes | Total Marks: 120
Structure:

• English Language – 30 Qs
• Banking Knowledge – 30 Qs
• General/Economic Awareness – 30 Qs
• Reasoning & Quant Aptitude – 30 Qs

Negative Marking: 0.25 for each wrong answer
Minimum Qualifying Marks:

• General/EWS: 40%
• SC/ST/OBC/PWD: 35%

2. Psychometric Test

Assesses alignment with BOB’s core values and sales acumen.

3. Language Proficiency Test (LPT)

Mandatory for those who haven’t studied the regional language in Class 10 or 12.

4. Group Discussion and/or Personal Interview

Only shortlisted candidates will be called. Minimum qualifying marks:

• General: 60%
• Reserved: 55%

Roles & Responsibilities of a Local Bank Officer

• Aggressively drive New-To-Bank (NTB) customer acquisition across CASA, loans, wealth & digital.
• Conduct door-to-door and market-based sales activities.
• Act as a relationship manager to ensure customer servicing and retention.
• Promote usage of Bank of Baroda’s digital products.
• Achieve monthly/quarterly targets in all product categories.
• Cross-sell credit/debit cards, insurance, SIPs, and more.
• Maintain detailed MIS reports, customer profiling, and sales dashboards.

Application Fees

• General/EWS/OBC: ₹850 (inclusive of GST)
• SC/ST/PWD/Women/Ex-Servicemen: ₹175

Payment to be made via debit card/credit card/UPI/internet banking only.

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Pay Scale & Benefits

• Initial Basic Pay (JMG/S-I): ₹48,480
• Salary may rise to ₹85,920 with annual increments.
• One advance increment is provided for 1+ year of officer experience in an eligible bank.
• Other benefits: DA, HRA, medical, insurance, and pension schemes as per bank rules.

Service Bond

Candidates selected must sign a service bond:

“Serve for 3 years or pay ₹5 lakhs + taxes” if they leave the job before completing the minimum service.

Age Criteria & Relaxation

Age Limit (as of 01.07.2025):

• Minimum: 21 years
• Maximum: 30 years

Relaxation:

• SC/ST – 5 years
• OBC (Non-creamy) – 3 years
• PwBD – Up to 15 years based on category
• Ex-Servicemen – Up to 10 years
• 1984 Riots Affected – 5 years

Posting & Transfer Policy

• Initial posting will be in the applied state for 12 years or till promotion to SMGS-IV, whichever is earlier.
• Transfers are allowed post this period based on organizational needs.

How to Apply Online

Steps to Apply:

1. Visit: www.bankofbaroda.in > Career > Current Opportunities
2. Register yourself with a valid email and mobile number.
3. Upload photograph, signature, certificates, and experience proof.
4. Pay the application fee through online mode.
5. Download and keep a printout of the final application.

Note: Incomplete or multiple applications will be rejected.

What Is the Psychometric Test in BOB Recruitment?

The psychometric test evaluates a candidate’s personality, behavior, and cognitive abilities. It is designed to check how well a candidate aligns with Bank of Baroda’s core values, especially in sales-oriented roles. The test assesses:

• Emotional intelligence
• Decision-making capability
• Integrity and ethics
• Sales and target-driven mindset
• Adaptability and customer centricity

Scoring high in the psychometric test boosts your chances of selection even if competition is high.

Preparation Strategy for the Online Test

To clear the online exam, you must focus on:

1. English Language

• Practice grammar rules, vocabulary, and reading comprehension.
• Use daily newspaper reading to boost speed and retention.

2. Banking Knowledge

• Focus on current banking products, RBI regulations, financial terms, and recent developments in Indian banking.

3. General/Economic Awareness

• Stay updated with current affairs, the budget, economic trends, and government schemes related to banking.

4. Reasoning and Quantitative Aptitude

• Master puzzles, seating arrangements, arithmetic, data interpretation, and number series through daily timed practice.

Career Growth After Joining as Local Bank Officer

Once selected as a local bank officer, you get the opportunity to:

• Grow to SMGS-IV and beyond based on performance.
• Participate in internal promotional exams.
• Move into specialized roles like Credit Analyst, Forex Officer, or Branch Head.
• Receive training from BOB’s learning and development academies.

This is not just a job—it’s a structured career with long-term growth potential.

Digital Banking Skills Required

Bank of Baroda is rapidly embracing digital transformation. Therefore, candidates are expected to:

• Be familiar with mobile banking, internet banking, and UPI platforms.
• Promote digital onboarding during customer acquisition
• Guide customers in using the BOB World app, cardless withdrawals, and online investment products

Where to Get Updates?

All official notifications, results, and call letters will be available only at:

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➡️ www.bankofbaroda.in/Career

Candidates must also check their registered email ID regularly for updates and instructions from the bank.

Exam Centers

BOB has allotted exam centers across major Indian cities, including

• Mumbai, Ahmedabad, Hyderabad, Chennai, Kolkata, Bangalore, Delhi NCR, Lucknow, Patna, Bhubaneswar, etc.

Required Documents for Interview

Candidates must produce originals & photocopies of:

• 10th & Graduation Mark Sheets
• Experience Certificate
• Caste/EWS/PWD Certificate (if applicable)
• Valid ID proof (Aadhar, PAN, passport, etc.)
• NOC for govt employees

Important Tips

• Maintain minimum CIBIL score of 680.
• Candidates with loan defaults or adverse credit history are disqualified.
• No changes allowed after submission of the application.
• Check official site regularly for updates and call letters.

Frequently Asked Questions For BOB Officer Vacancy 2025

Notification Pdf Click Here

Apply Link Click Here

Official Website Click Here

Final Words

The Bank of Baroda Local Bank Officer Recruitment 2025 is a massive career opportunity for banking professionals looking to serve and grow within the public sector. With a transparent selection process, competitive salary, and defined career path, it’s a dream job for many.

Apply before 24th July 2025 and take your banking career to new heights.